What to do When Investments Go Down
THIS may very well be the shortest answer you’ll ever read to the following question: What should I do when my investments plunge into the red? Are you ready, wait for it… One word:...
MyRichFuture.com Blog
How to Choose Investments
FOR beginners, the most difficult thing to do is decide where to invest their hard-earned cash. There are so many funds and stocks that it can be very confusing when starting out. I always...
My Biggest Financial Mistake
WE all make mistakes. Some more than others. And I’d like to think I’m big enough to admit when I’m wrong, when I’ve made a mis-step. Now usually when it comes to getting value...
I’ve Just Retired Early – Now What?
HEARTY congratulations are in order the minute you’ve got enough in the bank to retire early. For years you’ve cut spending while saving and investing the proceeds. It’s been a long journey but you’ve...
Five Reasons Why Buy-to-Lets are BAD Idea
I’M a landlord and I know that people love property. For most their home is their No1 asset and the one which they’re most proud of. But that doesn’t mean you should buy another property...
Nobody Is Looking Out For You
“NOBODY is looking out for you.” Wow, that’s a pretty harsh quote, especially for a website like this, which offers personal finance inspiration. But if we’re going to do this whole MyRichFuture thing, it’s important we...
How to Retire Early on £20,000 a Year
THIS is my Optimistic Early Retirement Plan is for those people who think the sun always shines and their glass is always half full. It carries slightly more risk in the later years than...
Cash Buffer Will Save You In Retirement
THE golden rule of retirement is: Don’t run out of money. In fact, it’s pretty much the only rule. You don’t want to be living off bread and water as you dodder along towards...
Debt – The Good, The Bad and The Ugly
GETTING out of debt is the No1 priority for anyone who wants to sort out their bank balance and put themselves on the path to a richer future. Owing money shackles you into a life of...
The Lottery Is A Tax On The Stupid
DO you play the lottery? Well, you shouldn’t. Stop right now. Seriously. It’s for stupid people. In fact, I’d go so far as to say the lottery is a tax on the stupid. Or...
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