A Rich Future Isn’t All About Money

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YOU would think a website called MyRichFuture would be obessed with money, right? Well, you’d be wrong.

It’s true that cash is king around these parts, but having a “rich” and enjoyable life is what we are all working towards.

That means living days to the fullest, and sharing great moments and experiences with our loved ones.

Here’s the thing, though… it’s that stuff called money which can unlock these things for us.

Having a hefty bankroll behind us gives us choices.

• The choice to work less and instead focus on more enjoyable pursuits.

• The choice to change jobs for a more rewarding (but usually lower-paying) career.

• The choice to quit the rat race altogether and retire early to a life of leisure.

Really, the options are endless.

Just take a moment to imagine what YOU would do if you didn’t need to work any more. Exciting, isn’t it?

Financial freedom is thrilling and it’s within reach if you are willing to work at it.

Yes, you have to cut down on spending and save hard

But don’t confuse being frugal with being miserly.

It’s not about denying yourself necessities, but it is about being smart when it comes to buying things.

Don’t overpay, always swap for the cheaper options. Make sure you get value for your cash.

Those savings will soon add up and swell your bank account

I’ve been doing this for years and it’s amazing the positive impact it has on your life.

I stopped buying things I didn’t need. Yep, no more flashy expensive gadgets. No more junk food (bonus health boost). No more chucking away hard-earned money on random stuff.

I don’t need to buy a TV for the kitchen or an iPad with the latest blah, blah, blah technology.

Sorry consumerist world, I woke up a long time ago. I’m no longer a sucker.

Spending (time) with the family

But even though I’m careful with my cash (and proudly so) I always make sure my family is provided for.

After all, they are the reason I’m doing this.

My wife and young son bring me the most heart-warming joy on a daily basis. My life is already rich because of them.

If my little boy needs something, he gets it. I have saved hard so I don’t have to worry about whether we can afford a little extra here and there.

He’ll never be spoiled, but he certainly won’t go hungry on my watch.

Like everyone, all I want is to give my family a secure life.

And I want more quality time with them.

On weekdays, usually all they see is a tired dad/husband who has been slogging away at work for hours.

Only on my days off do they see the real me, the guy who loves to go to the park with them and have fun.

Soon I’ll have enough money to quit my job without worrying about how I’m going to pay the bills.

On that day, we’ll probably go for a picnic in that park. I’ll take a deep relaxing breath, look at the happy faces of my wife and son, and realise that My Rich Future is only just beginning…

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Now have your say…
What do you think? Why are you saving? Do you have a dream like me? Whatever your opinions, I’d love to hear them. Drop me a message below.

Simon Saves

I'm a national newspaper journalist for hire who has a passion for personal finance. Currently saving and investing towards my first million. All comments welcome.Follow me on Twitter: @MyRichFuturecom

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2 Responses

  1. ermine says:

    > He’ll never be spoiled, but he certainly won’t go hungry on my watch.

    I like it. four decades ago, my Dad, a fitter working for The Man, took the same line. There are pictures of him with his young son in Greenwich park, living the upside of it too –

    > Only on my days off do they see the real me, the guy who loves to go to the park with them and have fun.

    These days will stay with him. And you 🙂

    • Simon, Editor in Chief says:

      As you can tell Ermine, I’m really looking forward to the future days of freedom. They are definitely a huge motivation.

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