How to Set Up a Stocks and Shares ISA
WE were all beginners once, so this is a quick guide to opening a Stocks and Shares ISA. Getting started with investing can be daunting. The sheer amount of information available is overwhelming –...
Author: Simon Saves
Your Salary Is Not Pocket Money
YOUR salary is not pocket money so you shouldn’t treat it as such. I honestly think most people forget this simple fact when it comes to spending. That’s why they buy so much useless stuff. When...
Cash Buffer Will Save You In Retirement
THE golden rule of retirement is: Don’t run out of money. In fact, it’s pretty much the only rule. You don’t want to be living off bread and water as you dodder along towards...
Nobody Is Looking Out For You
“NOBODY is looking out for you.” Wow, that’s a pretty harsh quote, especially for a website like this, which offers personal finance inspiration. But if we’re going to do this whole MyRichFuture thing, it’s important we...
How to Retire Early – The Basics
PEOPLE always ask me how they can retire early and gain financial freedom. Well, this is a quick guide on how to kick-start your dream. Think of them as financial life hacks. I’ve been following these...
My Early Retirement Plan
MY early retirement plan has evolved over the years but the goal remains the same – freedom from work. I think it’s important everyone sits down and works out just how much money they...
6 Ways To Think Like A Super Saver
HERE are 6 ways to think like a super saver and make your bank balance bulge. Being a super saver is all about getting into the right thrifty mindset. It’s a mental challenge first and foremost. But...
Buy a Freezer and Save Money
THIS is possibly the best money-saving purchase I’ve ever made. In fact, it pays for itself. Let me explain… When I bought my family home in 2013, the integrated fridge-freezer wasn’t big enough. But rather...
The Lottery Is A Tax On The Stupid
DO you play the lottery? Well, you shouldn’t. Stop right now. Seriously. It’s for stupid people. In fact, I’d go so far as to say the lottery is a tax on the stupid. Or...
What to do When Investments Go Down
THIS may very well be the shortest answer you’ll ever read to the following question: What should I do when my investments plunge into the red? Are you ready, wait for it… One word:...
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